Can you afford not to protect yourself and your loved ones?
There are two types of household insurance – buildings and contents. They are separate entities but can normally be bought together, usually with a discount.
Buildings Insurance
Having buildings insurance is mandatory when taking a mortgage, regardless of whether you’re buying a property or remortgaging. It is a condition of every mortgage offer that buildings insurance is in place.
Aside from the mandatory aspect, insuring your property and contents is important. Imagine having to rebuild your property or replace all of your contents following a flood or fire.
Contents Insurance
Contents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases.
Different policies offer different levels of cover but generally you’ll be covered against theft and fire, and have the option to insure against damage you may cause by accident.
Need Protection?
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Peace of mind for you and your family
There are so many different insurance and protection products available it can easily be confusing as to which are best. We can advise you on the cover that’s right for you. We also appreciate that money can be tight, and you may think that you can’t afford additional insurance cover. The question we ask is can you afford not to have it in place.
Life changing events could mean that you could not afford to stay in the home you love, adding financial and emotional stress at troubling times.